Thinking about bankruptcy ?
By accessing this website, you agree
In summary, while you should read
If you submit your personal information
to us, we may create a database record about you.
Bankruptcy Options is committed to safeguarding your privacy. We
recognise that you have a right to control how your personal information
is collected and used. We know that providing personal information
is an act of trust and we take that seriously.
Unless you directly give us consent
to do otherwise, Bankruptcy Options will only collect and use your
personal information as set out below. We will also observe the
relevant privacy laws, including the Privacy Act 1988 (Commonwealth)
and the National Privacy Principals in Australia.
Collecting information about you
Bankruptcy Options will only collect or monitor any personal information
about you in accordance with the relevant laws, with your consent
or as necessary to provide a service that you have asked us to provide
to you e.g. credit history from a registered credit bureau. The
only personal information we collect through the website is what
you tell us about yourself, for example, name and address on our
enquiry form, and how often you access our site.
Whichever way you seek specific
information from us or apply for a product from us, most likely
we will ask for your personal information (such as name and address)
in order to service your application. You do not have to provide
this information to us, however, we may not be able to help you
if we donít have this information.
Using and disclosing your personal information
We intend to use your information for the following purposes only:
To fulfill our obligation under
a contract, including a contract between you and Bankruptcy Options;
To provide you with information about our products, service and/or
To ask you for you opinion or comments about our products and/or
To track general traffic patterns of the usage of our website (but
without identifying the usage patterns of any particular individual
Please note that for us to operate our website or deliver a service,
sometimes we may have to share your personal information with a
non-Bankruptcy Options service provider.
As Bankruptcy Options recognises
the trust you place in us when you give us personal information,
we will only use or disclose this information for other purposes
with your consent, except for in exceptional cases such as if disclosure
is required by laws, when it is necessary to protect ours or the
publicís rights or property, or to lessen a serious threat to a
personís health or safety.
When we may contact you
If you provide us with an email or a residential address, we may
use it to contact you in order to:
Provide you with information which
may be of interest such as updates and new Bankruptcy Options services;
Send you a newsletter.
We will not send you íspamí (unsolicited commercial electronic messaging)
without first seeking your consent. If you are receiving communications
(electronic or otherwise) from Bankruptcy Options and do not wish
to receive them any longer, please contact us so we can remove your
name from our list.
Storage and security of your personal
Bankruptcy Options will endeavour to take all reasonable steps to
keep secure any information we hold about you, and to keep this
information accurate and up to date. Your information is stored
on secure systems that are protected in controlled facilities. Our
employees, contractors and data processors are obliged to respect
the confidentiality of any personal information held. However, as
we cannot guarantee the security of communications over the Internet,
we cannot give an absolute assurance that your information will
be secure at all times. Bankruptcy Options is not responsible for
events arising from unauthorised access to your personal information.
Bankruptcy Options and links to
Where Bankruptcy Options provides links to websites outside of our
own site. These linked sites are not under our control and we are
not responsible for the conduct of companies linked to our website.
Before disclosing your personal information via any other websites,
please examine theses websitesí terms and conditions.
Accessing personal information held
You can request your personal information at any time by emailing
us at firstname.lastname@example.org. You can also email us to update,
change or delete any personal information. If you request we delete
your personal information, we will take reasonable steps to do so
unless we need to keep it for legal reasons.
What to do if you have a problem
If Bankruptcy Options becomes aware of any ongoing concerns or problems
with our website, we will take them seriously and will address these
if you want to give us any feedback, please contact us via the phone
number on this website.
Our commitment to be a quality provider of financial services means
that our business will continue to evolve as we introduce new services
and features. Because of this, our policies will be reviewed and
revised from time to time. Bankruptcy Options reserves the right
will notify you of any changes to this policy by posting on the
website or as required by law. You are bound by an amended Privacy
Policy whether or not we have given you specific notice.